David Hawley Articles

land financing

How to Finance Land: Best Loan Options & Tips

Navigating Land Financing Options Land financing works differently from regular home loans. Based on recent data from the National Association of Realtors, land loans typically require down payments of 20-50% compared to just 3-20% for traditional mortgages. Interest rates also run 1-5 percentage points higher than home loans, according to the latest Federal Reserve data.

Mossy Oak Properties of Texas-Galbraith Realty Group

Tennesse Land and Farm adds Clarksville Office

Clarksville, TN- Mossy Oak Properties-Tennessee Land and Farm, a full-service rural land brokerage based in Franklin, Tennessee, is pleased to announce it will be adding a Clarksville office location this month.   According to Owner/Broker Jamie Spencer, the Clarksville location will complement their teams’ successful Franklin brokerage.  “We are very excited about the opportunity to

Mossy Oak Properties Land For Sale

Auctions vs listings: What is the difference?

When most people think of selling land, they imagine the typical process of listing the property, marketing it to buyers and hopefully attracting an interested party. “[On]The listing side of it, we spend a lot of time with the seller, spend a lot of time with the property, putting together a marketing packet, put it out there with

Mossy Oak Properties National Day of Conservation

Inaugural “Mossy Oak Properties National Day of Conservation” a success

WEST POINT, MS-Advocating for conservation initiatives and supporting conservation organizations has long been a corporate emphasis of the Mossy Oak family of companies.  The recent Mossy Oak Properties National Day of Conservation-held Saturday, September 28th-put conservation into action for the Mossy Oak Properties network, Mossy Oak family, and many others who responded to the initial

recreational land

Can You Legally Live on Recreational Land?

The question of whether you can legally live on recreational land does not have a simple “yes” or “no” answer across the United States. While it is possible in some areas, most recreational land comes with significant legal hurdles to permanent residency. According to real-world experiences from landowners, the biggest challenges are not necessarily the

land for sale

Understanding Land Pricing

Land pricing works differently than valuing a house or commercial building. Without structures or rental income to anchor numbers, the worth of raw land comes down to how people plan to use it and what they are willing to pay. Prices swing based on location, local demand, and practical details like road access or zoning

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