Category:
Key Takeaways Buying land and building on it sounds straightforward until the wrong tract turns the project into a money pit. Location is more than the view. Distance to utilities, county roads, schools, fire service, and grocery stores will define daily life on the property. Zoning, deed restrictions, and county permits decide what you can
Key Takeaways Land has no fixed price. What it sells for depends on local demand, allowed use, and what nearby tracts have closed for. Recent comparable sales beat any pricing formula. Pull sold data on similar acreage, soil type, and zoning within a 10 to 20 mile radius. Zoning, utility access, road frontage, and nearby
Key Takeaways Buying land is less about finding the cheap listing and more about knowing what the land can legally and physically do. Start with a clear use case. Hunting, building, ag, recreation, and a long-term hold each shape every other decision. Land financing is not a home loan. Plan the loan path, down payment,
Key Takeaways Land loans do not work like home mortgages. Lenders see raw land as higher risk, so terms get tighter. Raw land usually pulls higher interest rates and bigger down payments. Improved land with utilities and a build pad finances easier. USDA, SBA, and seller financing fill the gap when conventional banks pass on
