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The Land Guide

land financing

How to Finance Land: Best Loan Options & Tips

Navigating Land Financing Options Land financing works differently from regular home loans. Based on recent data from the National Association of Realtors, land loans typically require down payments of 20-50% compared to just 3-20% for traditional mortgages. Interest rates also run 1-5 percentage points higher than home loans, according to the latest Federal Reserve data.

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land for sale

Understanding Land Pricing

Land pricing works differently than valuing a house or commercial building. Without structures or rental income to anchor numbers, the worth of raw land comes down to how people plan to use it and what they are willing to pay. Prices swing based on location, local demand, and practical details like road access or zoning

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